Indevest

Indevest Sample Comparison Dashboard

Fictional business examples. Financial figures, loan terms, buyer targets, valuation multiples and future-value assumptions are illustrative user entries, not verified business data or market references. Cash-on-cash returns and the future-value scenario use the buyer cash contribution; additional acquisition cash is shown separately in the initial cash estimate.

Compare dashboard

SampleFictional dataAnalyses2 analyses
Screening and next action

Compare each saved screen and your workflow state. This view does not rank opportunities or select a winner.

Harbor Commercial HVAC
5 met exactly (5 applicable targets)
Opportunity status
Not set
Asking price
$1,450,000
Operating earnings / year
$360,000
After-tax cash flow / month
$12,999
Known initial buyer cash
$595,000
Complete for supplied context
Indicative valuation range
$1,260,000 to $1,620,000
User-assumption indications, not an appraisal
Why
  • Applicable buyer targets are met
  • After-tax cash flow target is met
  • Debt coverage target is met

Next: Confirm the source documents and continue deeper diligence before making a decision.

Cedar Facility Services
4 met exactly (5 applicable targets)
Opportunity status
Not set
Asking price
$950,000
Operating earnings / year
$264,000
After-tax cash flow / month
$10,325
Known initial buyer cash
$385,000
Complete for supplied context
Indicative valuation range
$924,000 to $1,188,000
User-assumption indications, not an appraisal
Why
  • Known financial concern
  • After-tax cash flow is below target

Next: Review the target variances and decide whether they are acceptable or worth testing with a justified assumption change.

Quick KPI comparison

Compare each metric across the saved analyses.

Metric
Harbor Commercial HVACGA-017 fictional business samples
Cedar Facility ServicesGA-017 fictional business samples
Buyer-normalized estimated EBITDAThe highest annual operating income is marked for reference.
$360,000Highest in set
$264,000
Operating Earnings YieldHigher annual operating-earnings yield stays easy to scan.
24.83%
27.79%Highest in set
Indicative valuation rangeSaved point or low-to-high indication from each analysis's selected method; valuation values are not ranked across analyses.
$1,260,000 to $1,620,000
$924,000 to $1,188,000
Cash on CashThe highest annual return on invested cash is marked for reference.
46.2%
55.1%Highest in set
After-tax Cash on CashHigher annual after-tax return on invested cash stays inline.
34.7%
41.3%Highest in set
Price-to-Revenue MultipleLower price-to-income multiple stays easy to scan across the set.
0.81
0.79Lowest in set
Monthly Income-to-Price Ratio (1% Rule)The highest monthly gross-income-to-price coverage is marked for reference.
10.34%Pass
10.53%PassHighest in set
NIAT / MonthThe highest monthly after-tax income is marked for reference.
$12,999Highest in set
$10,325
Actual DSCRHigher NOI coverage against debt service surfaces quickly.
2.37x
2.67x
Income cushionHigher cushion shows more room above break-even gross income.
11.6%
13.8%Highest in set
Cash flow comparison

One chart compares all visible analyses across the same cash-flow categories.

Monthly
Gross income
Harbor Commercial HVAC$150,000
Cedar Facility Services$100,000
Operating expenses
Harbor Commercial HVAC$120,000
Cedar Facility Services$78,000
Financing
Harbor Commercial HVAC$12,668
Cedar Facility Services$8,234
Estimated tax
Harbor Commercial HVAC$4,333
Cedar Facility Services$3,442
NIAT
Harbor Commercial HVAC$12,999
Cedar Facility Services$10,325

Bars compare monthly values across all visible analyses.

Detailed side-by-side comparison

Review the metric details below.

Metric
Harbor Commercial HVACGA-017 fictional business samples
Cedar Facility ServicesGA-017 fictional business samples
Exact targets and Opportunity status
Saved exact target result
5 met exactly (5 applicable targets)
4 met exactly (5 applicable targets)
Opportunity status
Not setBuyer-controlled workflow state; not a calculated recommendation.
Not setBuyer-controlled workflow state; not a calculated recommendation.
Outcome reasons
Applicable buyer targets are met; After-tax cash flow target is met; Debt coverage target is met
Known financial concern; After-tax cash flow is below target
Most important missing fact
None identified
None identified
Next action
Confirm the source documents and continue deeper diligence before making a decision.
Review the target variances and decide whether they are acceptable or worth testing with a justified assumption change.
Target distance and review proximity
Minimum monthly cash flow
MetMinimum $11,000 per month. Above the minimum by $1,999 (18.18%).
Exact missMinimum $11,000 per month. Below the minimum by $675 (6.14%). No review margin was saved for this target.
Required DSCR
MetRequired 1.50x. Above the minimum by 0.87x (57.88%).
MetRequired 1.50x. Above the minimum by 1.17x (78.12%).
Minimum annual cap rate
MetMinimum 18.00% annually. CAP Rate = Annual operating income / purchase price. Above the minimum by 6.83% (37.93%).
MetMinimum 18.00% annually. CAP Rate = Annual operating income / purchase price. Above the minimum by 9.79% (54.39%).
Annual comparison investment yield
MetComparison target 12.00% annually. Above the minimum by 12.83% (106.90%).
MetComparison target 12.00% annually. Above the minimum by 15.79% (131.58%).
Monthly income-to-price target
MetTarget 6.00% monthly gross income / purchase price. Above the minimum by 4.34% (72.41%).
MetTarget 6.00% monthly gross income / purchase price. Above the minimum by 4.53% (75.44%).
Investment setup
Group
GA-017 fictional business samples
GA-017 fictional business samples
Saved at
9/14/2026, 5:16:13 PM
9/14/2026, 5:16:13 PM
Purchase price
$1,450,000
$950,000
Down payment
$450,000
$300,000
Interest rate
9.00%
9.00%
Amortization
10 yrs
10 yrs
Average tax rate
25.00%
25.00%
Earnings provenance
Opportunity type
Business purchase
Business purchase
Financial figures represent
Buyer-normalized assumptions
Buyer-normalized assumptions
Calculated annual operating earnings
$360,000Buyer-normalized estimated EBITDA. Indevest-calculated from entered assumptions.
$264,000Buyer-normalized estimated EBITDA. Indevest-calculated from entered assumptions.
Seller-reported annual earnings
$396,000Seller-reported EBITDA; not independently verified.
$280,000Seller-reported EBITDA; not independently verified.
Buyer-evaluated annual earnings
$360,000Buyer-adjusted EBITDA; buyer assumption, not independently verified.
$264,000Buyer-adjusted EBITDA; buyer assumption, not independently verified.
Same-measure earnings difference
-$36,000 (-9.1%)Buyer adjustment difference
-$16,000 (-5.7%)Buyer adjustment difference
Income and expenses
Gross income annual
$1,800,000
$1,200,000
Gross income monthly
$150,000
$100,000
Monthly operating expenses
$120,000
$78,000
Buyer-normalized estimated EBITDA
$360,000
$264,000
Monthly NOI
$30,000
$22,000
NOI margin
20.0%
22.0%
Operating expense ratio
80.0%
78.0%
Break-even gross income monthly
$132,668
$86,234
Income cushion
11.6%
13.8%
Financing and tax
Loan amount
$1,000,000
$650,000
Monthly financing cost
$12,668
$8,234
Annual debt service
$152,011
$98,807
Actual DSCR
2.37x
2.67x
Loan-to-value
69.0%
68.4%
Annual tax
$51,997
$41,298
Monthly estimated tax
$4,333
$3,442
After-tax Cash on Cash
34.7%
41.3%
Estimated initial buyer cash
Context completeness
Complete for supplied context
Complete for supplied context
Buyer cash contribution
$450,000
$300,000
Separately priced real estate
N/A
N/A
Additional inventory at closing
$35,000
$15,000
Additional equipment at closing
N/A
N/A
Immediate repair or replacement cash
$20,000
$10,000
Opening working capital
$90,000
$60,000
Known additional cash subtotal
$145,000
$85,000
Known total initial buyer cash need
$595,000
$385,000
Analysis metrics
Price-to-Revenue Multiple
0.81
0.79
Monthly Income-to-Price Ratio (1% Rule)
10.34%Pass
10.53%Pass
Operating Earnings Yield
24.83%
27.79%
Cash on Cash
46.2%
55.1%
Price-to-Operating-Earnings Multiple
4.03x
3.60x
Indicative Valuation
Selected method
EBITDA multipleEBITDA matches a manager-run business and is available for this screen.
EBITDA multipleEBITDA matches a manager-run business and is available for this screen.
Industry context
Not provided
Not provided
Annual financial measure
$360,000Annual EBITDA - Buyer adjusted.
$264,000Annual EBITDA - Buyer adjusted.
Valuation assumption
3.5x / 4x / 4.5xBuyer-entered custom assumption.
3.5x / 4x / 4.5xBuyer-entered custom assumption.
Indicative point or range
$1,260,000 to $1,620,000Backend-calculated from this analysis's saved method and assumptions.
$924,000 to $1,188,000Backend-calculated from this analysis's saved method and assumptions.
Asking price vs base
$10,000 above base (0.7%)Ask above base estimate
$106,000 below base (10.0%)Ask below base estimate
Reference comparison
No dated reference was selected for this assumption.No published reference was applied.
No dated reference was selected for this assumption.No published reference was applied.
Financing And Investment Benchmarks
Equivalent Capital At Comparison Yield
$3,000,000Annual operating income / 12.00% comparison investment yield. At the asking price, modeled annual operating yield is 24.83%. This is comparison capital, not a business valuation or purchase capacity.
$2,200,000Annual operating income / 12.00% comparison investment yield. At the asking price, modeled annual operating yield is 27.79%. This is comparison capital, not a business valuation or purchase capacity.
NIAT-Preserving Purchase Benchmark
$1,660,439Modeled purchase amount that retains target monthly after-tax cash.
$878,906Modeled purchase amount that retains target monthly after-tax cash.
Net income
Annual NIAF
$207,989
$165,193
Monthly NIAF
$17,332
$13,766
NIAT annual
$155,992
$123,895
NIAT monthly
$12,999
$10,325
Payback period, pre-tax
2.2 yrs
1.8 yrs
Payback period, after-tax
2.9 yrs
2.4 yrs
Future Value Scenario
Current asset value
$1,450,000
$950,000
Annual appreciation / depreciation
2.00%
1.00%
Holding period
5 yrs
5 yrs
Annual income growth
3.00%
2.50%
Annual operating expense inflation
3.00%
2.50%
Exit selling cost
8.00%
8.00%
Annual general inflation
2.50%
2.50%
Estimated future asset value
$1,600,917
$998,460
Projected annual gross income at exit
$2,086,693
$1,357,690
Projected annual operating expenses at exit
$1,669,355
$1,058,998
Estimated future equity
$990,677
$601,804
Estimated net sale proceeds
$862,604
$521,927
Estimated selling costs
$128,073
$79,877
Scenario annualized return estimate
31.5%
32.3%
Initial cash invested
$450,000
$300,000
Cumulative operating cash flow
$906,430
$696,245
Projected annual NOI at exit
$417,339
$298,692
Remaining loan balance
$610,240
$396,656
Estimated total proceeds
$1,769,034
$1,218,172
Estimated total profit
$1,319,034
$918,172
Inflation-adjusted future asset value
$1,414,978
$882,493
Inflation-adjusted net sale proceeds
$762,416
$461,307
Inflation-adjusted total proceeds
$1,563,568
$1,076,687
Inflation-adjusted total profit
$1,165,833
$811,530
Scenario calculation notes
Projected operating cash flow increases total proceeds during the holding period. Remaining loan balance is deducted from sale proceeds at exit. Exit selling costs are deducted from future asset value. Inflation-adjusted values reflect the projected purchasing-power equivalent at the provided inflation rate.
Projected operating cash flow increases total proceeds during the holding period. Remaining loan balance is deducted from sale proceeds at exit. Exit selling costs are deducted from future asset value. Inflation-adjusted values reflect the projected purchasing-power equivalent at the provided inflation rate.
Future Value Annual Projection
Year 1 operating projection
$164,092Period 1 yrs; gross income $1,854,000; operating expenses $1,483,200; NOI $370,800; debt service $152,011; tax $54,697.
$128,845Period 1 yrs; gross income $1,230,000; operating expenses $959,400; NOI $270,600; debt service $98,807; tax $42,948.
Year 2 operating projection
$172,435Period 1 yrs; gross income $1,909,620; operating expenses $1,527,696; NOI $381,924; debt service $152,011; tax $57,478.
$133,918Period 1 yrs; gross income $1,260,750; operating expenses $983,385; NOI $277,365; debt service $98,807; tax $44,639.
Year 3 operating projection
$181,028Period 1 yrs; gross income $1,966,909; operating expenses $1,573,527; NOI $393,382; debt service $152,011; tax $60,343.
$139,119Period 1 yrs; gross income $1,292,269; operating expenses $1,007,970; NOI $284,299; debt service $98,807; tax $46,373.
Year 4 operating projection
$189,879Period 1 yrs; gross income $2,025,916; operating expenses $1,620,733; NOI $405,183; debt service $152,011; tax $63,293.
$144,450Period 1 yrs; gross income $1,324,575; operating expenses $1,033,169; NOI $291,407; debt service $98,807; tax $48,150.
Year 5 operating projection
$198,996Period 1 yrs; gross income $2,086,693; operating expenses $1,669,355; NOI $417,339; debt service $152,011; tax $66,332.
$149,913Period 1 yrs; gross income $1,357,690; operating expenses $1,058,998; NOI $298,692; debt service $98,807; tax $49,971.

This is not a recommendation. Results are preliminary and based on user-entered assumptions. Buyers should consult the appropriate qualified professionals before making a business purchase or investment decision.